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September 7, 2010
Special Notice: This rate chart contains information about interest rates and annual percentage yields for some of the accounts we offer. Interest rates and annual percentage yields are subject to change without notice and fees could reduce the earnings on the account. Please contact your local Shelby State Bank office for the most current offers. |
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Account
Product Name |
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Minimum Balance
To Open Account |
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Minimum Balance
to Obtain Annual
Percentage Yield |
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Interest
Rate |
Annual
Percentage
Yield |
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Freedom Plus Checking |
(b) |
$50.00 |
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$1.00 |
(c) |
0.05% |
0.05% |
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Freedom Ultra Checking |
(b) |
$50.00 |
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$2,500.00 |
(c) |
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Daily Balances Of: |
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$2,500.00 to $9,999.99 |
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0.10% |
0.10% |
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$10,000.00 to $19,99.99 |
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0.20% |
0.20% |
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$20,000.00 to $999,999.99 |
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0.40% |
0.40% |
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Money Market Personal |
(b) |
$1,000.00 |
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Daily Balances Of: |
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Up to $1,499.00 |
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0.10% |
0.10% |
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$1,500.00 to $4,999.99 |
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0.10% |
0.10% |
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$5,000.00 to $9,999.99 |
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0.10% |
0.10% |
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$10,000.00 to $24,999.99 |
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0.25% |
0.25% |
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$25,000.00 to $49,999.99 |
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0.30% |
0.30% |
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$50,000.00 and Up |
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0.50% |
0.50% |
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Statement Savings |
(b) |
$100.00 |
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0.05% |
0.04% |
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Premium Savings |
(b) |
$25,000.00 |
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Daily Balances Of: |
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Up to $24,999.00 |
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0.10% |
0.10% |
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$25,000.00 to $49,999.99 |
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0.25% |
0.25% |
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$50,000.00 to $99,999.99 |
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0.50% |
0.50% |
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$100,000.00 to $999,999.99 |
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0.75% |
0.75% |
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$1,000,000.00 and Up |
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0.90% |
0.90% |
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Premium Public Funds |
(b) |
$25,000.00 |
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Daily Balances Of: |
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Up to $24,999.00 |
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0.10% |
0.10% |
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$25,000.00 to $49,999.99 |
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0.25% |
0.25% |
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$50,000.00 to $99,999.99 |
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0.50% |
0.50% |
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$100,000.00 to $999,999.99 |
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0.75% |
0.75% |
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$1,000,000.00 and Up |
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0.90% |
0.90% |
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Single Health Savings |
(b) |
$100.00 |
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$1.00 |
(c) |
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Daily Balances Of: |
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Up to $4,999.99 |
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0.05% |
0.05% |
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$5,000.00 to $9,999.99 |
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0.05% |
0.05% |
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$10,000.00 and Up |
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0.05% |
0.05% |
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Family Health Savings |
(b) |
$100.00 |
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$1.00 |
(c) |
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Daily Balances Of: |
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Up to $4,999.99 |
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0.05% |
0.05% |
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$5,000.00 to $9,999.99 |
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0.05% |
0.05% |
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$10,000.00 and Up |
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0.05% |
0.05% |
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Certificates Of Deposit |
(a) |
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Maturity Date Of: |
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30 to 59 Days |
(a) |
$1,000.00 |
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0.25% |
0.26% |
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60 to 89 Days |
(a) |
$1,000.00 |
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0.25% |
0.25% |
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90 to 181 Days |
(a) |
$1,000.00 |
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0.25% |
0.25% |
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182 to 365 Days |
(a) |
$1,000.00 |
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0.75% |
0.75% |
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6 Months |
(a) |
$1,000.00 |
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0.25% |
0.25% |
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12 Months |
(a) |
$1,000.00 |
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0.50% |
0.50% |
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18 Months |
(a) |
$1,000.00 |
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1.00% |
1.00% |
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24 Months |
(a) |
$1,000.00 |
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1.00% |
1.00% |
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30 Months |
(a) |
$1,000.00 |
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1.25% |
1.26% |
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36 Months |
(a) |
$1,000.00 |
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1.50% |
1.51% |
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48 Months |
(a) |
$1,000.00 |
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1.75% |
1.76% |
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60 Months |
(a) |
$1,000.00 |
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2.00% |
2.02% |
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TDOA IRA |
(a,b) |
$50.00 |
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0.75% |
0.77% |
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Special - 34 Month CD |
(a) |
$1,000.00 |
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1.75% |
1.76% |
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Special - 17 Month CD |
(a) |
$1,000.00 |
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1.00% |
1.00% |
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Vacation Club |
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$5.00 |
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0.05% |
0.05% |
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Christmas Club |
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$5.00 |
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0.05% |
0.05% |
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Important Notes: |
(a) |
A penalty will be imposed for early withdrawal. |
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(b) |
The interest rate and annual percentage yield may change after account opening. |
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(c) |
Daily balance. The amount of the principal in the account each day. |
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Member FDIC |
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