Personal Checking Accounts
Freedom Checking
  • No minimum balance.
  • No monthly fee.
  • Unlimited check writing.
  • Free internet banking.
  • Free bill pay.
  • Free telephone banking.
  • Free ATM transactions at Shelby State Bank ATM's.
  • $50.00 minimum deposit to open.

Freedom Plus Checking

  • $8.00 fee waived if $500.00 balance is maintained for the monthly cycle.
  • Competitive interest rate.
  • First box of “specialty” checks free.
  • Unlimited check writing.
  • Free money orders and cashier's checks.
  • Free traveler’s checks.
  • Free safety deposit box rental for the 1st year (based on availability and maximum value of $41.00).
  • Free internet banking.
  • Free bill pay. 
  • Free telephone banking.
  • Free ATM transactions at Shelby State Bank ATM's.
  • $50.00 minimum deposit to open.

Freedom Ultra Checking

  • $10.00 fee waived if $2,500.00 balance is maintained for the monthly cycle.
  • Competitive tiered interest rates.
  • Free “specialty” checks.
  • Unlimited check writing.
  • Free money orders and cashier's checks.
  • Free traveler's checks.
  • Free internet banking.
  • Free bill pay.
  • Free telephone banking.
  • Free ATM transactions at Shelby State Bank ATM's.
  • Free safety deposit box rental (based on availability and maximum value of $41.00).
  • $50.00 discount on installment loan processing fees.
  • $50.00 discount on mortgage loan processing fees.
  • 0.15% upgrade on CD rates.
  • $50.00 minimum deposit to open.

ATM & DEBIT CARDS

Please note that all personal checking accounts are accessible via ATM/Debit card. To obtain additional information about ATM/Debit card access or to apply for an ATM/Debit card, please contact your local banking office. To report a lost or stolen ATM/Debit card, please contact your local banking office immediately, during regular banking hours. To register for MasterCard® SecureCode™ click here.
 
 
FDIC Deposit Insurance Estimator
 
For the latest information on FDIC deposit insurance coverage or to estimate your current FDIC deposit insurance coverage, please visit the FDIC (Federal Deposit Insurance Corporation) website at: www.fdic.gov/edie
 
 
Rev. 04/02/09